Welcome To
The Money Mindset Circle
with LainaJaye
Welcome, we’re Alaina Woolcock and Jacinta Tim So - your Money Mentors. Here we blend practical money hacks with mindset breakthroughs, so you stop just surviving and start thriving.
Defining Confidence, Calm & Clarity in Your Financial Life
Financial confidence is knowing you have the tools and plan to make money decisions without second-guessing yourself.
Financial calm means facing unexpected bills or market swings with steady nerves rather than panic.
Financial clarity is having a transparent, simplified roadmap that shows exactly where your money goes and what your future looks like.
At The Money Mindset Circle with LainaJaye.
We know every woman’s definition of confidence, calm, and clarity looks a little different.
- For some, it’s the peace of mind that comes from automating savings, so she never misses a bill.
- For others, it’s the courage to set big goals and track them with simple tools, not endless spreadsheets.
- And for someone else, it’s the quiet assurance that she’s building a nest egg for the life she truly wants.
To us, true financial empowerment happens when you take charge of all three: making decisions from a place of confidence, navigating money challenges with calm, and seeing your path forward with absolute clarity. That’s why we combine mindset-shifting exercises, practical hacks, and a supportive community - so you can achieve money mastery on your own terms.
We’re committed to guiding Australian women - whether you’re 18 or 80 - to define and live out your personal vision of confident, calm, and clear finances, one simple step at a time.
What Do You Want Financially?
Dream bigger than a ‘big’ bank account… Do you want freedom to travel, security for your family, or the confidence to invest? Solidify your financial vision - and we’ll help you get there.
Early-Career Explorers (18-24)
I want to build a reliable cash-buffer… so I can pursue my dreams without living pay-pay.
Millennial Go - Getters (25–32)
I want to smooth out my irregular income… so I can improve my lifestyle with budget-friendly confidence.
Juggling Mums (33–45)
I want a simple cash flow plan… so I can balance family life without so much money stress.
Career Changers (46–52)
I want to have more financial options... so I can pivot careers or start a business fearlessly.
Pre-Retiree Planners (53–60)
I want to boost my investments, super and safety net… so I can enjoy my next chapter with peace of mind.
Legacy Builders (61+)
I want to lock in my financial legacy… so I can leave a lasting gift for those I love most.
Our Commitment To You
We’re deeply committed to creating meaningful, high-quality experiences that genuinely help you build calm and confidence with money. Every workshop and resource is designed with care and integrity. If something doesn’t feel right, we encourage you to reach out - we’ll always do our best to make it right.
Coaching Areas We Specialise In
At The Money Mindset Circle with LainaJaye, every client journey is built on our three Core Pillars - Confidence, Calm, and Clarity - and activated through nine practical tools.
CONFIDENCE – Foundations of Mindset
- Recognise Your Money Patterns
Spot the habits, triggers, and learned behaviours shaping your financial choices without you realising.
- Reframe Old Money Beliefs
Gently shift the internal stories that create stress, guilt, or second-guessing so decisions feel lighter.
- Build Supportive Mindset Rituals
Create simple grounding practices that help you approach money with calm, clarity, and emotional safety.
CALM – Habit & System Mastery
- Stack Small Weekly Wins
Use tiny repeatable actions to build momentum, confidence, and consistency that actually sticks.
- Automate Your Cashflow System
Set up a flow for bills, spending, and savings that runs smoothly in the background without effort.
- Align Spending With Values
Make choices that honour what matters most so your money supports the life you want to live.
CLARITY – Literacy & Wealth Growth
- Understand Core Wealth Essentials
Learn the basics of super, investing, and protection in plain English so you feel capable and informed.
- Map Your Personal Net Worth
Bring clarity to your financial picture by tracking assets, debts, and progress in one simple snapshot.
- Create Future-Focused Goals
Turn your long-term hopes into clear, meaningful milestones that guide your daily money decisions.
Community Based
Join a tight-knit Circle of women just like you: sharing wins, asking questions, and cheering each other on in our private hub.
What Our Members Are Saying
Read these honest testimonials & stories of breakthroughs, big wins, and lasting mindset shifts - and imagine what you could achieve with a circle cheering you on.
“
When I first connected with Alaina, I was completely overwhelmed and unsure where to start. She helped me untangle everything, rebuild confidence, and see that calm with money is possible at any stage of life.”
Sally, Teacher/Artist, 61, Cairns
“
We felt supported from the very first chat. Jacinta and Alaina bring such warmth and encouragement - it’s like having two cheerleaders who truly want you to succeed.
Wendy, Nurse, 38, Cairns
“
Alaina helped me step back and see my patterns clearly. It was the first time money felt approachable - not confusing or stressful.
Alannah, Executive Services, 28, Cairns
“
Jacinta makes complex things feel simple. She has this calm, grounded way of helping you find confidence again. I finally feel in control.
Maggie, Paramedic, 30, Cairns
“
What stood out most was how seen I felt. Jacinta understood me as a person - not just the numbers - and that changed everything. I left feeling lighter, hopeful, and ready to move forward.
Stevie, Insurance Assessor, 34, Cairns
“
My husband and I wanted balance more than anything - not just financial success but peace of mind. Jacinta helped us create structure around that dream. We finally feel aligned and confident about what’s next.
Darlene, Healthcare Professional, 63, Brisbane
“
Practical, realistic, and kind - that’s how I’d describe Jacinta. I left feeling motivated and supported, but most of all, capable.
Madina, Real Estate, 40, Weipa
“
Clarity - that’s what Alaina gave me. No jargon. No pressure. Just genuine, easy-to-understand conversations that made me feel calm and confident again.
Kerry, Manager, 50s, Cairns
“
I’ve always found money stressful, but Alaina’s down-to-earth approach changed that. She helped me understand what to focus on and gave me tools that actually stick.
Joanne, Hairdresser, 50s, Cairns
“
Working with Jacinta and Alaina shifted how I think about money. I stopped avoiding it and started feeling proud of my progress. It’s calm, supportive, and life-changing in the best way.
Pilot Participant, Cairns
Download
3 Budget Hacks That Actually Stick
Tired of feeling overwhelmed by money?
No more guessing where your cash goes or feeling guilty when your budget falls apart. These three simple hacks give you instant clarity, automated savings, and a new habit loop - so you can finally take control of your money.
Download our acclaimed 3 Budget Hacks That Actually Stick PDF + 5-min video demo.
18 or 80, single or juggling a family and career, or looking towards your future, these hacks fit into your life and deliver real results-fast.